ARM’s Guide to Life Insurance

What is Life Insurance? Life Insurance is a contract between the owner of the Life Insurance policy and a Life Insurance company, whereby the life insurance company agrees to pay a defined sum of money upon the death of the policy owner. In return, the policy owner or payer (they are usually one and the […]

ARM’s Guide to Health Insurance

What is Health Insurance? Since ancient times, people have pooled together their resources to help look after their families in times when the main provider would become ill or die, leaving the rest of the family vulnerable. Each family paid into a collective pot which any family could draw on in times of ill-health or […]